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"CA 10=: =L 11000 30@C9 E0@8;F03G4K= 17000 >@G8< E0@8;F0E 1>;>= E0430;0<689= 40=A00@ 9;G8;6 , 304004K= 30 30@C9 >@=K 90 30@C9 10=:B09 HCC4 E0@8;F00B09 068;;0403. 2000 >=K MFA89= 1094;00@ #;00=100B0@ E>B>4 3 A0;10@, 4 B>>F>>=K B2, >@=>4, !M;M=3M, 0@E0=-#C;, @E>=, >@=>3>2L 09<03 BCA 1@4 A0;10@B09, 0<K=-4, !M;M=3M 09<389= =E0@00 AC<0=4 B>>F>>=K B2BM9, B2 10=:=00A 304=0 =89B 8 A0;10@ 10=:, 6 B>>F>>=K B2BM93MM@ 9; 068;;0300300 O2CC;6 109300 134 M43MM@B =89B 330 30@C9 E= 068;;06 109=0. 1991 >=>>A 2000 >=K MFMA E@BM;E EC30F00=4 BCA 10=:=K BM=F;89= =89B M@3M;B 16.8 40E8= =M<M34M6 18.4 B@8;;8>= B3@3B, BM=F;89= =89B EM<6MM 9.9 40E8= AG 97.4 BM@1C< B3@3B, E0@8;F03G400A B0B0= B2;@;AM= E@=389= EM<6MM 43.3 40E8= AG 77.9 BM@1C< B3@3B BCA BCA E@AM= 109=0. 1994 >=4 4M;E894 =M@ E=4BM9 Arthur Andersen :><?0=8B09 E0<B@0= ;>= #;AK= O3B;0= >4>E @B3M;89= AB0=40@BK3 >=3>;K= 0@8;600=K 10=:CC400A B@;6 10=:8=400 =M2B@;AM= 10 BCA 10=:=K 1997, 1998 >=K A0=E389= B09;0=4 Arthur Andersen, 1999, 2000 >=K A0=E389= B09;0=4 Ernst & Young 7M@M3 >;>= C;AK= =M@ E=4BM9 :><?0=8C4 E=4;=389= EO=0;B E896, 10B0;3006CC;A0=. "CA 10=: 1093CC;034A0=00A E>9H >4>>3 E@BM; M;E89= 10=:, 789= E36;89= 10=: (%), %#, %#, <=4 !>;>=3>A 1>;>= -=MBEM3 C;AK= 0A389= 307@00A >=3>; C;AK= 0A389= 3070@B >;3>A>= 7MM;893 E0@8;F03G404 40<6CC;0= 7MM;4;6, B;1@ B>>F>>3 =L 39FMB3M6 109=0. 1997 >=4 M;E89= 10=:=K B5E=8:89= BCA;0<6B09300@ >@25389= 10=:B09 "HCC4 E0@8;F00" (Bank Twinning) B>3B>>= 068;;06, >;>= C;AK= 0@8;600=K 10=:=K BC@H;030, >@G8= 589= <5=56<5=B, B5E=>;>389= "=>C-E0C"-3 =M2B@;6 MEM;AM=. = REUTERS-K= 0@8;600, <M4MM;;89= A8AB5<, >;>= C;AK= 10=: E>>@>=4K= A;6MM SWIFT 7M@M3 10=:=K >@G8= 589= H8=M B5E=>;>38, 9; 068;;03003 >=3>; C;A04 0=E =M2B@;A=89 7M@M3FMM 2000 >=>>A %-=K A0=E389= BCA;0<6B09300@ "@8;600=K 10=:CC4K= =O3B;0= 1>4>E 1@B3M;89= ?@>3@0<< E0=30<6893 A096@CC;0E" BA;893 10=:8=400 EM@M36;MEMM@ 1M;B3M; 06;CC4K3 E896 ME;MM4 109=0. %% =L B;1@89= G0420@ , 9;G8;3MM=89 B2H8= , E0@8;F03G4K= 8B3M; , M489= 70A03B >@CC;6 1C9 EC2L =M<@89= EC2L4 >=3>; C;AK= 0@8;600=K 10=:=K A0;10@K3 BM@3;6 109300 B><>>E>= 10=:=K =M3 1>;6 G04A0= 109=0. %%-=K 70E 7MM;4 M7;ME EC2L 1>;>= 70@8< 7;M;B4893 3@0D8:00@ E0@CC;JO. :B82 ?0AA8289= <5=56<5=B 2.1 0=:=K 0H83B 068;;0300 10 A0=E389= 9; 068;;0300=4 E8934ME H8=68;3MM ">4>@E>9 E;MM34M6 1C9 @8A:89= B2H8=4 @89= 0H3893 =M<M34;ME 9; 068;;0300 =L 10=:=K <5=56<5=B89= 3>; 7>@8;3> 1>;4>3. 0=: M=M 7>@8;3>4>> E@ME89= BC;4 =3@A= 9; 068;;0300=K >@;>3> , 70@;03K= 7@3MM@ B>>F>344>3 0H3893 B>4>@E>9;6 , B=4 H8=68;3MM E89E O240; GCE0; N<. 0=: EM@ 7M@M3 @ 0H83B09 068; EM@3MM O2CC;6 1093003 AC40;6 H8=6;MEM4 0H83;034403 0H83B 068;;0300=K 70@8< H0;3CC@ 7;M;B4893 %%-=K >@;>3K= B09;0= 1>;>= ;4M34;89= B09;0= 10;0=AK3 0H83;0= B>>F>6 7L5. %# %   +   ,      " / <O=30= B3@3@ / 7;M;B1997199819992000% 1>;>= B=BM9 048;B30E >@;>3> 5'857'8187'997'5488'919'70410'060'103%389= 70@40; 1>;>= B=BM9 048;B30E 70@4;CC4(646'649)(924'338)(1'225'672)(1'527'351)&M2M@ E389= >@;>3>5'208'1697'053'2107'694'0328'532'752%C@00<6 10 H8<B3M;1'460'8111'743'0922'124'0772'291'8400;NBK= 0@8;600, E0=H89= BM3H8B3M;89= >@;>3>, FM2M@530'965870'540750'576807'2779; 068;;0300=K 1CA04 >@;>3>27'40265'565235'0722'942'680%389= 1CA >@;>3>2'019'1782'679'1973'109'7256'041'7979; 068;;0300=K 0H837'227'3479'732'40710'803'75714'574'5499; 068;;0300=K 70@40; (1'097'508)(1'831'639)(3'243'948)(3'338'571)F89= A0= 10 >=F3>9 H8=6BM9 0H300A <=E 0H836'129'8397'900'7687'55980911'235'978F89= A0= (4'844'348)(4'833'025)(3'591'028)(64'569)=F3>9 H8=6BM9 0H83--1'735'982-"0B20@K= <=E 0H831'285'4913'067'7465'704'76311'171'409"0B20@(771'674)(1'005709)(1'491'187)(4'573'948)"0B20@K= 40@00E 0H83513'8172'062'0344'213'5766'597'461%C@8<B;034A0= 0H83, ME=89 ;4M34M; 4'309'6332'8411612'195'8605'420'846%C280@;0E 1>;><68B 0H83 4'823'4504'903'1956'409'43612'018'307>34>; 0H83 -(2'707335)(988'590)(2'581'079)%C@8<B;034A0= 0H83, MFA89= ;4M34M;4'812'4502'195'8605'420'8469'091'978 %# % + - "-&- " 1997 1998 1999 2000M;M= <=3, 1>38=>EC30F00B =F4'830'6396'529'06310'908'72413'074'746!0=E389= 1CA041093CC;;030 40ELE0@8;F0E, E0430;0<6 39'990'50415'430'67230'923'22338'921'400Y=MB F00A0=4 >@CC;A0=E@=3 >@CC;0;B 3'950'00011'105'04217'758'18316'390'466MM; 10 C@L4G8;300/FM2M@/14'654'74616'538'61213'345'03121'005'1640A389= 307@K= =MB F00A 1'637'1321'552'6831'357'900866'749CA04 0:B82 320'693 733'414 488'923379'974=4AM= E@=33'265'727 3'693'1546'580'4686'771'41189B 0:B82 68'649'441 55'582'64081'362'54297'409'910 !!    % %0@8;F03G4K= E0@8;F0E, E0430;0<655'727'49943'527'52665'870'49477'980'552 !0=E389= 1CA04 1093CC;;03K=E0@8;F0E, E0430;0<6 1'184'9241'563'021607'6601'501'42404004K= 10=:=00A 02A0= ME A2M@5'833'3404'854'9263'196'6323'549'352>34>; 0H389= 3;3-1'819'099634'716-CA04 ?0AA82 228'399293'02180'80069'267"0B20@K= 3;3 290'800209'263833'722564'718%>9H;>34A>= B0B20@ 96'351156'924--89B ?0AA82 63'361'31352'423'78071'224'02483'665'313@89= E@=3@<89= A0= 461'861963'0001'500'0001'500'000F89= A0= 2'817-3'217'6723'152'619%C@8<B;034A0= 0H83 4'823'4502'195'8605'420'8469'091'97889B @89= E@=35'288'1283'158'86010'138'51813'744'59789B ?0AA82 10 @89= E@=368'649'441 55'582'64081'362'54297'409'910 1. %C2L =89;;AM= E@=389= 36 / ROE / = "& / %% 19971998199920009.72 %65.28 %41.56 %48.00 % 3MAM= 7;M;B 30@G 109=0. ROE =L 10=:8=4 EC2L E@=3 =89;;AM= E@=3 >@CC;03G84 1>;>= EC2LF00 M7M<H83G4M4 =>34>6 109300 3689= EM<6MM3 E0@CC;403. -=M 7;M;B 1998 >=4 <=E >=>>A>> >3F>< AG 1999 >=4 1CC@004 F00H84 AA= 109=0. 2000 >=K EC2L4 B0B20@K= 40@00E FM2M@ 0H300A EC2L =89;;M3G489= E@BM6 1C9 36 =L 48% 109=0 3MAM= 3 . 1997 >=B>9 E0@LFCC;0E04 2000 >=K 7;M;B 4.9 40E8= =M<M34AM= 109=0. -43MM@ 7;M;B893 3@0D8:00@ E0@CC;10;: EMBED Excel.Chart.8 \s :B8289= 36 / ROA / = "& / 89B %@=3 19971998199920000,75 %3,71 %5,18 %6,77 %0=:=K 0H83B 068;;0300=K ROA E0@LF00 =L =89B 0:B82 1CNC E@=3 EM@ 7M@M3 0H83;06 0H83 >@;>3> 189 1>;3>6 1093003 1CNC =89B 0:B8289= EM4M= EC2L =L EM489 EM<6MM=89 0H83 >@;>3> 189 1>;3>6 1093003 E0@CC;403. %%-=K 0:B8289= 36 =L AE B@5=4BM9 O26 1093003 4MM@E8 E0@LF00=00A E0@6 1>;=>. 2000 >=4 =89B 0:B8289= 6.77 EC2L =L 1CNC 6'597'461  0H83B09 068;;0A0= 109=0. &M2M@ E389= 0E8CF =(%389= >@;>3>-%389= 70@40;) / @;>3> >;4>3 0:B82 &M2M@ E389= E0@LF003 B>>F>6 >;>E>4 =89B 0:B82 4>B@>>A >@;>3> >;4>3 0:B82893 O;30E EM@M3BM9 1>;6 109=0. @;>3> >;4>3 0:B82B A0=E389= 1CA04 1093CC;;030 40E E0@8;F0E , E0430;0<6, =MB F00A0=4 >@CC;A0= E@=3 >@CC;0;B, 7MM;, 70A389= 307@K= =MB F00A 7M@M3 0:B82CC4K3 >@CC;6 B>>F;>>. 7;M;B1997199819992000%389= >@;>3> 58578187997548891970410060103%389= 70@40; 64664992433812256721527351%-%521116970732107694032853275260232382446270096339433777183779&%%0,090,160,120,11&%% /EC280@/8,6515,8512,1411,06&M2M@ E389= 0E8CF00@ E389= >@;>3> 10 70@;03K= 7@3 E0@6 1>;>E 134 =89B 0:B8289= EM4M= EC280@ FM2M@ E389= >@;>3> 189 1>;3>6 1093003 <M4M6 1>;=>. -43MM@ 4 68;89= 7;M;BMMA E0@0E04 %%-=K E389= >@;>3> 70@;03K= 7@ 1997 >=>>A E>9H B>3B<>; AA= E0@03406 109=0. -=M =L E389= >@;>3K= A;B =L 70@4;K= A;BA B@3M= A6 109=0 3MAM= 3 N<. %389= >@;>3> 70@4;K= 7@ EM4893MM@ AG 109300 G =89B 0:B82B09 E0@LFCC;0E04 FM2M@ E389= E0@LF00 =L 1998 >=4 A6 1093004 F00H 1999, 2000 >=CC404 1030 EM<6MM3MM@ 1CC@0E E0=4;030 0683;034A0= 109=0. 2000 >=K 1094;00@ =89B 0:B82K= EM<6MM 97'409'910  109A0= 134 =89 8.76 EC280@ 1CNC 8'532'752  -89= FM2M@ E389= >@;>3K3 189 1>;3>A>= 3MAM= 3 N<. !;89= 2 68;89= E389= >@;>3> 70@;03K= 7;M;B893 4M;3M@;M= 02G 72M;: % 1>;>= B=BM9 048;B30E >@;>3> 7;M;B2000 <O=. B3.1999 <O=. B3.MM; 10 C@L4G8;3004,980,0764,478,36104004K= A0=E389= 1093CC;;0304 109@HCC;A0= E@=32,234,2081,306,4010A389= 307@K= 1>=41,991,1371,838,7460A389= 307@K= @89= 18G83616,184883,360CA04238,498412,83689B 10,060,1038,919,704 %389= 70@40; 1>;>= B=BM9 048;B30E H8<B3M;4 7;M;B2000 <O=. B3.1999 <O=. B3.%0@8;F0E 40=A512,430365,891%C30F00B09 E0430;0<6962,917812,177CA0452,00447,60489B 1,527,3511,225,672@B3M;89= B0;00A =L 02G 72M; %% =L E389= >@;>3>, 70@;03K= B>>F>>3 EC@8<B;CC;6 B>>F>E =4AM= 4MM@ 1@B3M4M3 134 =4AM= @ 1>;>= E389= B;1@893 M@3;M= 020E =L M@3M;7MMBM9 B>E8>;4>;4 E389= >@;>3> B>>F>EK3 7>3A>>4>3. /<0@ G B>E8>;4>;4 E389= 1>;>= =4AM= @89= B;1@ 3 A0@00A 4MMH EC30F00300@ EMBM@2M; E3 >@;>3>4 B>>F>E39. %3 @3M;6;;M= B>>F>EK3 7>3A>>E4>> C@L4 =L EC@8<B;CC;0= B>>FA>= 109A0= E3 >@;>3>>A E0A=0. >3A>>A>= E389= >@;>3K3 F00H84 <=3= EM;1M@MM@ B>>F=>. MM; M@3M= B;34E <0304;0;B09 1>;A>= 54 E3 EC@8<B;CC;0= B>>F>EK3 M@3M= AM@3MME 1>;><6B>9. 9; 068;;0300=K 0E8CF = (89B - 89B ) / 89B 0:B82 7;M;B 19971998199920009; 068;;0300=K >@;>3>7227347973240710803757145745499; 068;;0300=K 70@;0301097508183163932439483338571-6129839790076875598091123597889B 0:B82686494415558264081362542974099109; 068;;0300=K 0E8CF0,090,140,090,129; 068;;0300=K 0E8CF /EC280@ /8,9314,219,2911,53 MM@E8 7;M;B893 3@0D8:00@ E0@CC;10;: EMBED Excel.Chart.8 \s 9; 068;;0300=K 0E8CF =L =89B 0:B8289= EM4M= EC280@ 9; 068;;0300=K 0H3893 189 1>;3>6 1093003 E0@CC;=0. @0D8:00A E0@0E04 M=M 7;M;B 1998 >=4 A4, 1999 >=4 1CC@G , 40E8= AE E0=4;030 0683;034A0= 109=0. 5. =F3>9 H8=6BM9 0H83 @;>3> @ 4=389= B09;0=300A E0@0E04 1999 >=4 10=:=K >=F3>9 H8=6BM9 0H83 1,735,982 <O=. B3 109A0= 109=0. =F3>9 H8=6BM9 0H83 =L BCA 10=:=K Bank Austria Creditanstalt-4 B;E QAB>9 109A0= 2.3 BM@1C< B3@3BM9 BM=FME 29.1 A0O 02AB@8 H8;;8=389= @893 1CF00= B;E893 G;;A=BM9 E>;1>>B>9 N<. -=M BCE09 0=: 1>;>= Bank Austria Creditanstalt-K= E>>@>=4 E8934AM= ?@>B>:>;4 (Side Letter) BCA3034A0= 134 C3 ?@>B>:>; QA>>@ Bank Austria Creditanstalt =L 4MM@E EM<6MM=89 @893 1CF00= B;EA G;;A=, E0@8= 0=: ;4AM= B;1@893 EC30F00=4 =L 1@M= B;E @M3 E;MMAM= 109=0. ";1@A G;;34A= 29.1 A0O 02AB@8 H8;;8=3 =L =89B @89= ;4M34;89= 30% 134 1999 >=K 12-@ A0@K= 15-=K 1094;00@ =89B @89= ;4M34M; =L 96,844,120.00 02AB@8 H8;;8=3 109A0=. MM;89= B;3439 ;4M34;893 E0A06 18GAM=MMA 4M= 30@A0= 0;4034;K3 E0AA0= FM2M@ 4=3MM@ >=F3>9 79;4 BCA30A0=. =F3>9 H8=6BM9 >@;>3K3 B>>F>E4>> 7MM;89= @89= ;4M34;893 =F89= A0=300A E00A0= 4=3MM@ FM2M@;M6 30@30A0= 109=0. #@L4 =L A0=300A E00A0= 559 A0O B3@389= ;4M34;893 E0A004, C3 7MM;4 1093CC;A0= A0=389= FM2M@ 4= =L 1.7 BM@1C< B3@3 1092. 6. "0B20@ 0=:=K EC2L =89;;AM= E@=389= 36, 0:B8289= 36 7M@M3 7;M;B4893 B>>F>6 7MEM4 "& 3MAM= 7;M;B H00@4;030B09 1>;4>3. -=M =L 10=:=K "-A B0B20@K3 E0AA0=B09 BM=F. %%-=K B;A= A;89= 2 68;89= B0B20@K= EC2L EM<6MM3 02G 7L5. 7;M;B20001999<O=. B3.<O=. B3."09;0=B >=K >@;>3K= B0B20@4,573,9481,660,867#@L4 >=K B0B20@K= 8;4M;-(12,756)%>9H;>34A>= B0B20@-(156,924)&M2M@ B;A=4,573,9481,491,187 >=3>; C;AK= B0B20@K= ECC;89= 403CC 10=: =L >@;>3K= B0B20@K3 B>>F>E4>> A0=E389= B09;0=4 BCAA0= >@;>3>>A B0B20@ =>34>E39 >@;>3K3 E0A06 30@30403. >=3>; C;AK= B0B20@K= ECC;80@ 100 A0O B3@3A 4>>H 0H389= 4=4 15%-89=, E0@8= 100 A0O B3@3A 4MMH 0H389= 4=4 40%-89= B0B20@ BCA BCA =>34CC;403 109=0. %%-=K 0H83B 068;;0300=K H0;3CC@ 7;M;B4 4MM@E8 10940;B09 30@G 109=0. 0=:=K B;1@89= G0420@ ";1@89= G0420@B09 10=: 3M6 E0=30;BB09 EM<6MM=89 1M;M= <=3BM9 , 1CA04 E@2E G0420@ A09B09 0:B82B09 , <= 1CA04 ME A2M@MM@ B@3M= EC30F00=4 E@=3 >;6 020E G0420@B09 10=:893 EM;=M. 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B: 1104, 2122 M;M= 20;NB00@ MA2M; E0@8;F0E 40=A00@ =L B: 4116 (8<B3M;89= >@;>3> 3MAM= 18G8;B4 <0=09 10=:8= 4MM@ 30@=0. =:0AAK= B>>F>>=K H8<B3M;89= EC2L EM<6MM: <?>@BK= 8=:0AAK= B;1@ 39FMB3MEM40.15EC2L <8=8<C< 40 0<. 4>;;0@ <0:A8<C< 250 0<. 4>;;0@=:0AAK= =EF;4 @G;;B >@A=K3 <M4M34MEM45 0<. 4>;;0@  =:0AA00@ B;1@ B>>F>> E89E A0=0;K3 EC40;403G 1CNC M:A?>@B;>3G ME;M= B02LA0= 1>; =MMA 4M= 30@0E 0;8200 B;1@89= M@A4M;893 @ E;MME @M3BM9 10 10=: B0=K 0GCC;A0= 10@00=K B;1@ E8934M=M 3MAM= O<0@ =M3 10B0;300 30@306 34339. 5.3 04004 20;NBK= 0@8;600 FOREX 04004 20;NB E@2;ME 9;G8;3MM 3M4M3 =L E0@8;F03G89= EAM;BMM@ =M3 304004 20;NBK3 =3 304004 20;NB04 10=:=00A 70@;0A0= 1>;>= E0@8;F0= B>E8@>;FA>= 0@8;600=K E0=H00@ E@2;6, E>;1>34>E 40=A404 39;3MM E89E 9;G8;3MM3 EM;=M. 8;5@ =L 304004 70E 7MM;4 20;NB E@2;ME EM;F;893 E0@8CF0= E896 39FMB3M4M3. %0@8= A0;10@, =M3689= E@2;M3 E0@8CFA0= 068;B0= =L E0@8;F03GB09 20;NB E@2;ME EM;F;893 E89=M. %M;F;89= 403CC E@2;389= 39;3MM3 E>;1>34>E 40=A404 1@B3ME 06;K3 =O-1> E0@8CF0= 39FMB3M=M. 04004 20;NB E@2;ME4MM 4=3MMA =L E0<00@CC;0= 40@00EL 3C@20= 0@30G;0;00@ 39FMB3M=M. =4: 1. 10,000 E@BM; 0<. 4>;;0@B09 BM=FME E@2;M3 @8;600=K EC40;40= 020E 1>;>= EC40;40E E0=H893 !0=E389= H8=68;3MM, B;2;;B89= 307@00A 06;K= 4@ 1@89= 3;=89 9 F03 20 <8=CB0=4 B>3B>>6 BCA 10=:=K 9;G8;3MM=89 =M364M4 <M4M34M=M. @8;600=K E0=H893 304004 70E 7MM;89= E0=H89= EM;1M;7;89= EC@40F00A E0<00@CC;0= (2->>A (5 E@BM; EC289= <0@6B09 B>3B>>=>. 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": 1113 04004 20;NBK= E@2;M;B ": 2521 !0;10@ E>>@>=4K= B>>F>>3>>@E8 20;NBK= 3;3 2. 10,000 0<. 4>;;0@00A 4MMH EM<6MM=89 E@2;M3 %M;F;89= EC40;40= 020E 1>;>= EC40;40E E0=H893 B>3B>>E4>> 48;5@ E@2;M3 E89E 4=3MMA E0<00@0= 10(000-100(000 0<(4>;;0@ E@BM;E E@2;M3B (0(5 EC2L 100(000 0<(4>;;0@00A 4MMH 4=BM9 E@2;M3B (0(3 EC2L <0@6893 304004 70E 7MM;89= E0=H8=4 B>>F>6 A0;10@, =M3689= EAM;BMM@ <M4MM;=M. !0;10@ =M3689= 068;B0= =L E0@8;F03GB09 E@2;389= EM;FM; E896, BM@ 40@C9 EM;F;893 48;5@B D0:A40=0. 8;5@ 304004 70E 7MM;4 ?>78F893 E00E EM;F;893 E89=M. %@2;389= 39;3MM3 40@00E 1094;00@ E89=M. 304004 70E 7MM;4 E89AM= EM;F;89= E0=H00@: 1. ": 1110 =>AB@> ": 1113 0;NB E@2;M;B89= 40=A 2. ": 1113 0;NB E@2;M;B89= 40=A ": 1110 =>AB@> E0@8;F03GB09 E89AM= EM;F;89= E0=H00@: 3. " 1104, 1110, 2120-2521 " 1113 0;NB E@2;M;B89= 40=A 4. " 1113 0;NB E@2;M;B89= 40=A " 1104, 1110, 2120-2521 E0=H89= <0@600@: 5. " 1113 0;NB E@2;M;B89= 40=A " 4112 0;NBK= 0@8;600=K >@;>3> 3. 50,000 1CNC B=MMA 4MMH 0<. 4>;;0@B09 BM=FME E@2;389= 70E80;30 !0;10@, =M3689= 068;B0= E@2;389= 70E80;3K3 E0@8;F03G00A BCE09= 4@89= 12 F03 30 <8=CB00A <= E;MM= 02=0. =MMA E>9H E;MM= 02A0= 70E80;3K3 40@00G89= 06;K= 4@89= 70E80;304 B>>F=>. 68;B0= E@2;389= 70E80;3K3 E0@8;F03G00A E;MM= 02004, H00@4;030B09 ME A2M@ E0@8;F03G89= MA2M; 0@8;600=K B@ 40=A0=4 B2;@A= MAME893 H0;306, 48;5@B <M4M34M=M. 8;5@ BM@ 40@C9 E@2;3893 304004 70E 7MM;4 39FMB3ME 10 E0=H89= E4;3= 10-00A 4>>H39 ?>9=B89= 0H83 >;>E =EF; AAM= B>E8>;4>;4 E0@8;F03G89= 400;302@K= 39;3MM3 40@00E 1094;00@ 1@B3M=M. 304004 70E 7MM;4 0H83 >;A>= B>E8>;4>;4: 1. ": 1110 >AB@> ": 1113 0;NB E@2;M;B89= 40=A 2. ": 1113 0;NB E@2;M;B89= 40=A ": 1110 >AB@> 3. ": 1113 0;NB E@2;M;B89= 40=A ": 4112 @8;600=K >@;>3> H8=MM@ (MA2M; 0=E=K) =MMAM= ?>78F8>@ 4. ": 1104, 1110, 2101-2560 ": 1113 0;NB E@2;M;B89= 40=A 5. ": 1113 0;NB E@2;M;B89= 40=A ": 1104, 1110, 2101-2560 04004 20;NB E@2;ME 7002@K= 185;M;BM4 %O=0;B H0;30;BK= 3070@ EO=0;B B028=0.   FOREX  -= 0@8;600 EM@EM= O2034403893 68HMM 02G B09;10@;0O. 8HMM1. 0=09 10=:=K E0@8;F03G <30;0= 5@<0=K   :><?0=8 @CC 10@00=K =M=4 41673 DEM H8;6;ME 1>;A>=.   :><?0=8 =L @574=5@ 10=:=K E0@8;F03G. %0@8;F03G <30;0=4 1M;M= DEM 109E39 BC; <0=09 10=:=00A USD->>@ DEM EC40;40= 02G   :><?0=8 @CC H8;6;ME 1>;A>=. -=M B>E8>;4>;4 10=: B;1@89= 400;302@K= 403CC E0@8;F03GB09300 40@00E  0;NB E@2;ME EM;FM; -3 E89=M.  ;10= E0=H 1 $ = 1098  109A0= 3M6 7L5. -=M 54 <0=09 10=:8=4 H00@40340E EM<6MM=89 1M;M= 41673 DEM 109E39 3M6 72M; M=M EM<6MM=89 DEM-3 304004 70E 7MM; 4MM@MMA EC40;40= 02=0. =89 BC;4 DEM-3 70020; 52@>4 E@2;6 020E QAB>9. @@ EM;1M; H00@4;030B09 EM<6MM=89 DEM-BM9 1>;>EK= BC;4 41673 DEM-4 BM=FME 21307,07 EM<6MM=89 52@>3 /1 52@> = 1.9558 DEM / 4>;;0@>>@ EC40;406 02=0. 1 52@> = 0,9013 $ E0=H00@ 19204,06 $ H00@4;030B09 1>;=>. / 21307,07 52@> * 0,9013 = 19204,06 $ / =3MM4 19204,06 $ 1>;>= 19284,13 $-= 7@3MM@ 10=: 0H83 >;=>. -=M 0H3893 B3@3@ 8;M@E89;1M;: 19284,13-19204,06= 80.07$ 1CNC 0;10= E0=H00@ E@2;1M; 87916.86 1>;=>. -=4 0@8;600=K 54 40@00E 39;3MM=4 30@=0. 1. 0,9013 E0=H00@ 41673 DEM-4 BM=FME 21307,07 52@>3 19240,06 4>;;0@00@ EC40;406 02=0. B: 1110 / 21307,07 52@> ( 21049893,67  ) B: 1113 B: 1113 / 19204,06 $ ( 21086057,88  ) B: 1110 2. %0@8;F03G <30;0=389= 19284,13 4>;;0@K3 >@;>3> 1>;3>6 52@> @CC E@2;M= / 21307,07 52@> / , @574=5@ 10=:8= 40E =>AB@> E0@8;F0E 40=A @CC300 H8;6;=M. B: 1104 / 19284,13 $ ( 21173974,74  ) B: 1113 B:1113 / 21307,07 52@> ( 21049893,67  ) B: 1110 3. 0=09 10=: @574=5@ 10=: @CC 3C92CC;30 O2CC;A=K H8<B3M; 02=0. B:1104 / 30 $ ( 32940 ) B:4116 3. @8;600=K 7@3MMA / 19204,06 10 19284,13 / >;A>= >@;>3K3 1@B3M=M. B:11130001 / 0 $ ( 87916,86  ) B:41120003 8HMM 2. 0;NBK= 0@8;600 4>B>>44>> E8934M6 109300 54 20;NBK= 0@8;600=K 3M@MM 1093CC;=0. >;><B 10=: <0=9 10=:=00A 1000000,00 52@>3 0,9100 E0=H00@ EC40;40= 02G, 0,9130 E0=H00@ <0=094 1CF00= 70@A0= 3M6 7L5. =4: 2001-03-14.  2001-03-14  3MAM= EM;FM; E8934M=M. -=M 3M@MM3 E89E 54 <0=09 10=: 0,9094 E0=H00@ 52@> EC40;4004 02G8EA0= 109A0= 3M6 7L5. -=M 54 40@00E 39;3MM 30@=0: 1. 1000000,00 52@>3 0,9094 E0=H00@ 4>;;0@00@ EC40;406 02A0=. B: 11105015 / 1000000,00 52@> ( 1023990000,00  ) B: 11130001 B: 11130001 / 909400,00 $ ( 998521200,00  ) B: 11101035 2. !?>B 0@8;600=K 3M@MM QA>>@ >;><B 10=:8=4 0,9100 E0=H00@ 52@> EC40;406 , 0,9130 E0=H00@ 1CF00= EC40;406 02A0=. 2@>389= 0.9094 10 0.9135  = 7@ 4100, 0,9100 10 0,9130 7@ 3000 109=0. B: 11130001 / 4100,00 $ ( 4501800.00  ) B: 25031000 B: 25031000 / 3000.00 $ ( 3294000.00  ) B: 24120010 3 . 0,9135 E0=H00@ 52@>3 40E8= EC40;4A0=. B: 11101035 / 913500,00 $ ( 1003023000,00  ) B: 11130001 B: 11130001 / 1000000,00 52@> ( 1023990000,00  ) B: 11105015 3MAM= 39;3MM=4 30@=0. 5.4 >AB@> , >@> E0@8;F0E, E0430;0<6 >AB@> E0@8;F0E, E0430;0<6: >AB@> E0@8;F0E , E0430;0<6 3M4M3 =L <0=09 10=:=00A 304004K= E0@8;F03G 10=:8=400 =MMAM= E0@8;F0E, E0430;0<6 N<. %0@8;F03G 10=:CC4 0=:CC4K= =M@A0=A=K 4C300@SWIFT CodeUSDAMERICAN EXPRESS BANK LTD, NEW YORK00716340, 00716332AEIB US 33BANK FOR FOREIGN TRADE, MOSCOW301128408000000000 63VTBR RU MMBANK OF CHINA, BEIJING80033898021014BKCH CN BJBANK OF NEW YORK, NEW YORK890-039-2711IRVTUS3NBANQUE NATIONALE DE PARIS SA, HONG KONG00001083822031USDBNPA HK HHBAYERISCHE HYPO VEREINSBANK AG, NEW YORK055 9564401HYVEUS33BANKGESELLSCHAFTBERLINAG00 91094963BEBE DE BBCREDIT LYONNAIS SA, NEW YORK01-11231-0001-00CRLY US 33CREDIT SUISSE FIRST BOSTON, ZURICH 0835-0993850-74-002CRES CH ZZ80ADEUTSCHE BANK AG, FRANKFURT AM MAIN100 9552530 0005DEUT DE FFDRESDNER BANK AG, FRANKFURT AM MAIN499/08104402/00/400DRES DE FFBANQUE COMMERCIALE POUR L'EUROPEDU NORD EUROBANK SA, PARIS 00548 002EURO FR PPHSBC BANK PLC, LONDON69145064MIDL GB 22HSBC BANK, USA0000304298MRMDUS33INTERNATIONAL MOSCOW BANK, MOSCOW001 201442 USD 4003 02IMBKRUMMMAGYAR NEMZETI BANK, BUDAPEST2111031505601MANE HU HBMERITA BANK, HELSINKI20006008004288MRIT FI HHNATEXIS BANQUE (former BFCE ), SINGAPORE1295690201BFCE SG SGSOCIETE GENERALE, PARIS0 01016680370SOGE FR PPTHE BANK OF TOKYO-MITSUBISHI LTD, TOKYO653-0453625BOTK JP JTTHE CHASE MANHATTAN BANK NA, NEW YORK001-1-614823CHAS US 33TURKIYE IS BANKASI, ISTANBUL0179-0001162ISBK TR ISU. S. BANK OF MINNEAPOLIS, MN153504576577USBK US 44UNION BANK OF CALIFORNIA INTL, NEW YORK91-243394-1121BOFC US 33 NYKDEMBAYERISCHE HYPO B32VEREINSBANK AG, MUNICH681 28803HYVEDEMMGBPHSBC BANK PLC, LONDON00 334567MIDL GB 22NATIONAL WESTMINSTER BANK PLC, LONDON4400004594630NWBK GB 2LCHFCREDIT SUISSE FIRST BOSTON, ZURICH08350993850-73-000CRES CH ZZ80AUNION BANK OF SWITZERLAND, ZURICH02300000087421050000 LUBSW CH ZH80AJPY AMERICAN EXPRESS BANK LTD, TOKYO245-313000719AEIB US JXTHE BANK OF TOKYO- MITSUBISHI, TOKYO653-0439924BOTK JP JTATSCREDITANSTALT- BANKVEREIN, VIENNA0101-15004/00CABV AT WWEURCREDIT LYONNAIS SA, PARIS091000165172CRLY FR PPBERLINER BANK, BERLIN9808786010BEBE DE BBCOMMERZBANK AG,FRANKFURT AM MAIN 400878500801 EURCOBA DE FFDEUTSCHE BANK AG, FRANKFURT AM MAIN50070010/95525301000DEUT DE FFDRESDNER BANK AG, FRANKFURT AM MAIN499/0810440211/888DRES DE FFBANQUE COMMERCIALE POUR L'EUROPE DU NORD EUROBANK+B25 SA, PARIS00 548011EURO FR PP >AB@> E0@8;F0E, E0430;0<689= 39;3MM=4 EM@EM= O2034403K3 68HMM 02G B09;10@;0O. 8HMM 1. 0=09 10=:=K E0@8;F03G   /?>= @CC 187=5A89= B=H4MM 10,000,00 $-3 @89= E0@8;F0E 40=A=00A00 H8;6;AM=. -=M 54 40@00E 39;3MM=4 30@=0. 1.   -= E0@8;F0E 40=A=00A <=3893 E0A0E 10 =>AB@> 40=A0=4 :@548B 18G8;B E8934M=M. 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